 |
| Freebie at King Soopers ADD it on 07/12/13 I love their freebies!!!! |
Thursday, July 11, 2013
Tuesday, July 9, 2013
All this for 4.95 reg 19.7 WOW
 |
| All this for 4.95 at KS. They are buy 10 get them for .99 each with a $1/2 coupon in 5/19 RP It makes them so Cheap |
Wednesday, July 3, 2013
Papa John's Deal B1G1
What better way then to celebrate July 4th with some yummy pizza!!!!!!
If you order online one large you get one FREE with the FIREWORKS coupon code. Now some areas may not offer this deal but why not try??? This deal is valid through July 7th
Budget Bee
King Soopers B10G5O
King Soopers still has their buy 10 get 5 off and they have some pretty good deals. Check you area for the mix and match. I would like to see what you score with your coupons!!!!
Budget Bee
Budget Bee
SCHOOL DEBT
Let’s Talk School Debt for a Min!
Yesterday as I ran on the treadmill I was intrigued by a news story on debt. It was interesting that in a gym filled with people that the reality TV was getting more attention than this channel. They had a young girl being interviewed on how she will have school debt till she is 50- 60 years old the way things are. WOW that is ridiculous.
The news report went on to show that 3.6 interests would almost double to 6.4ish for school loans. WHAT ????? My concern with this is that the students accepted it. They were not happy but continued to say they would be victim to these debts. My question to all you students out there is WHY? Do you have to go to a university that is clearly out of you price range? Could you not work early and save for college? Could you not work while in school? OH and could you not take a semester here and there as you could afford it? There is no shame in saying NO to debt.
Now not all school loans are bad and they can be helpful. However, if you know you won’t be able to even pay it back or are just taking the easy road what is your excuse? Student loans will be even more costly so don’t act shocked in a year or two. They are telling you now! Who said you have to finish your degree in a time frame that clearly you cannot afford to shell out that kind of money in? The answer is YOU.
When you go to college you are earning a degree. The key word is YOU not your parents and not the banks. Students lets stand up EARN our degrees. I hate when I hear kids acting like their parents have to pay for their college. I mean if your parents can afford it that is great but if not you can do it. Your parents raised you and that should be enough. Remember they owe you NOTHING but love. So what if you have to work a little harder and keep a job while taking classes or you have to spread the classes out…….. SO WHAT?
You can have the school debt till you are 50-60 or you can take maybe 4-8 years to get your degree. I encourage all of you graduates with loans to work to pay down the debt sooner rather than later. There is no reason if you have the debt that you cannot get rid of it either.
Parents if you are encouraging your children to get school loans speak to them first. Make sure your child understands what the loans are and what are included. Most college goers sign the papers and have no idea the mechanics behind them. They might not even understand that a college job is what they need to afford their way until they are already wrapped under the school debt bills. If they had known they might have said NO! Also parents you have to understand what the loans are about too. More and more parents are seeing how bad these loans can be for a young adult.
My advice is to steer clear and work harder to earn you degree. Most of my classmates don’t have jobs and it is a shame. Oh and one last thing when I say job I mean you actually work 30-40 hours a week. It is a proven fact that those that work while going to school actually get better grades.
It is more important than ever for people watch their debt.
Budget Bee
Tuesday, June 25, 2013
Second Hand Saves
Let’s talk Second Hand!!!
I know some of you love it and some of you hate it. BUT there is no doubt that it is an amazing tool to locate deals.
If you are reading my blog chances are you are not rolling in the dough OR you are AWFUL with money management. 9 times out of 10 the reason you are short on the green is because you are living out of your means.
I hear so much from people that they just cannot do second hand. PISH POSH Swallow your ego and stop acting like a child. You can pick and choose your second hand finds so just be smart about them. Just because it is used does not mean EEWW
I have prided myself in if I don't need to spend full price why should I??? I will hunt at Goodwill, garage sales, Craigslist, and anywhere I know I can save. SO much of my furniture and clothing come from second hand places it isn't even funny.
I was taught to save from one of the very best. I see most people were never taught to save. This generation has an instant gratification attitude or just doesn’t take responsibility for their spending habits.
How about you change your thought process to what you can afford!
Here are a few Craigslist tips if you have never tried it before!
1) If you want something ACT FAST!!
2) Search Misspellings and several names
3) If it is already a good deal do not haggle. Chances are they have 10 ppl already wanting it.
4) However……If you don’t need to snag it right away haggle down the price.
5) Be smart don’t ever go alone to pick up items.
6) Make sure other ppl are expecting to hear from you at a certain time after you pick up items so they know that you are ok.
7) When you arrange pick up do it sooner rather than later. You wait too long they have a chance to change their mind or sell it to someone else.
8) The best chance of snagging a find is to refresh the desired page till you see one pop up. This way you can snag it ASAP.
9) If the ad has a phone number call instead of email. I always call first then email if I left a message.
10) Be patient!! Some things take longer but in the end can save you tons!
Budget Bee
Subscribe to:
Posts (Atom)